So you’re looking to understand the prime rate in Canada when it comes down to mortgages. The prime rate is usually referring to the interest rate that large banks charge on short-term loans to their best customers. It is used as a guideline for interest rates. The prime...

It is that time of year, time to get your mortgage renewal out of the way. Here are some tips to help you to get the most out of your mortgage renewal 1. Get going early on your mortgage renewal Start shopping around 6 months before your mortgage renewal is up. That is the...

Since the Canadian tax code tells us that interest on a mortgage for a private home is not tax deductible, mortgages becoming tax deductible may seem like its impossible to achieve legally. But there is a way! It is possible to make your mortgages tax deductible, but requires...

For most of us, our mortgage payment is the most important payment each month, and having a great credit score is ideal. But do mortgages show on credit report , and if not, why isn’t it being reported? There are a few possible reasons that will have you suspecting your mortgage...

Are you thinking of possibly moving to Canada from another country and looking into homes for you and your family to reside while also wondering, are mortgage rates going up in Canada? Or you are already a citizen residing in Canada and looking into purchasing a home but need...

             The rules for tax deductions in Canada can be frustrating to some when comparing the tax deduction law in the U.S. But the question “Are mortgages tax deductible on Rental Properties” is one topic that is a positive in Canada!             Mortgages for...

You always want to get the best rate and the best deal possible. The biggest question of them all is “Do mortgage brokers get better rates?” If you’ve ever considered buying a house or have purchased a house, then you have definitely thought about whether to go through the bank...

Are Mortgages Assumable in New Brunswick ? An assumable mortgage is a mortgage that allows the purchaser to take over the remaining payments and become legally responsible for the mortgage terms. For this to even become a reality, there are a few guidelines you need to follow....

The mortgage process can be seen as a hassle for the home buyers. With us, here at Team Jardine, we can make that process effortless and easy, giving you peace of mind. Is your term expiring and wondering ” Do mortgages automatically renew? ” In most cases, mortgages...

Buying a house can be difficult at times, but if you bought your house with a down payment of less than 20%, you were required to purchase mortgage insurance. The same goes if you refinanced with less than 20% equity. PMI or private mortgage insurance premiums can be expensive...