Since the Canadian tax code tells us that interest on a mortgage for a private home is not tax deductible, mortgages becoming tax deductible may seem like its impossible to achieve legally. But there is a way! It is possible to make your mortgage tax deductible, but requires some...

For most of us, our mortgage payment is the most important payment each month, and having a great credit score is ideal. But do mortgages show on credit report , and if not, why isn’t it being reported? There are a few possible reasons that will have you suspecting your mortgage...

Are you thinking of possibly moving to Canada from another country and looking into homes for you and your family to reside while also wondering, are mortgage rates going up in Canada? Or you are already a citizen residing in Canada and looking into purchasing a home but need...

             The rules for tax deductions in Canada can be frustrating to some when comparing the tax deduction law in the U.S. But the question “Are mortgages tax deductible on Rental Properties” is one topic that is a positive in Canada!             Mortgages for...

You always want to get the best rate and the best deal possible. The biggest question of them all would be “Do mortgage brokers get better rates?” If you’ve ever considered buying a house or have purchased a house, then you have definitely thought about the difference in going...

Are Mortgages Assumable in New Brunswick? An assumable mortgage is a mortgage that allows the purchaser to take over the remaining payments and become legally responsible for the mortgage terms. For this to even become a reality, there are a few guidelines you need to follow. Not...

The mortgage process can be seen as a hassle for home buyers. With us, here at Team Jardine, we can make that process effortless and easy, giving you peace of mind. Is your term expiring and wondering ” Do mortgages automatically renew? ” In most cases, mortgages...

Buying a house can be difficult at times, but if you bought your house with a down payment of less than 20%, you were required to purchase mortgage insurance. The same goes if you refinanced with less than 20% equity. PMI or private mortgage insurance premiums can be expensive...

We often receive questions regarding Mortgage Insurance and generally, one is “Can Mortgage Insurance be paid Upfront?” If you are unable to put a down payment of at least 20% of the cost, then you will be required to get Mortgage Insurance. Mortgage Insurance was...

Genworth is a Mortgage Insurance Underwriting firm and is the largest private residential mortgage insurer in Canada. It provides mortgage default insurance to Canadian residential mortgage lenders. In doing so it can make buying a home more accessible to the first time...