Are you having a hard time finding a place to live in Canada? Many people from the east coast consider moving to the west, and many from the west consider moving east. But our spacious and vast land has more to offer then the east and west coasts. Have you considered the...

Are you having thoughts of becoming a first time home buyer? There are many benefits to owning your own home. However, you have to think and approach this in a smart manner by researching online mortgage calculators or asking questions with different financial advisors. But...

Tax season seems to have snuck up on us again. With it being tax season, everyone wants to try and get as many breaks on our taxes as we can. There are a lot of things you can claim or tax credits that you can get that you might not know about. Here at Team Jardine, we are...

What would you be doing if you had some disposable income? Would you be paying off household debt, or getting further into debt? Canada’s Debt Ratio Statistics Canada says the ratio of household debt to disposable income hit a record high in the fourth quarter. As incomes...

What causes you stress? Could it be your job? Your kids? What about your housing costs? An exclusive survey for Global News found that 3 in 10 Canadians polled said mortgage or rent payments are a huge source of stress. Albertans and British Columbians both came in the highest at...

Whats a Mortgage Pre-Approval? Anyone thinking of buying a house has one main question – what’s my budget? At The Mortgage Centre in Fredericton, we can get you a mortgage pre-approval. We will ask you questions about your current income and any bills you need to pay...

Many people have mortgages that will need renewal in the spring. This means that you may be receiving mortgage renewal papers in the mail from your current mortgage provider asking you to complete a mortgage renewal with them. Before signing and sending back any forms they send...

As some of you know, on February 28th CMHC increased its Mortgage Insurance Premium. Here’s what it will mean to you when purchasing a home with a 5% down payment:   Loan Amount (Purchase Price) $150,000 $250,000 $350,000 $450,000 Current Premium $4,125 $6,875 $9,625...

There is going to be updates to the Canadian Federal budget. Ottawa plans to make it easier for new banks to establish themselves in the financial sector. They also plan on improving the access to funding that small banks get from the Canada Mortgage and Housing Corp (CMHC). This...

What are the reasons for choosing a mortgage broker? If you are a Canadian homeowner or a buyer, stuck in stages of mortgage years, it may feel that all and sundry wants a piece of you. That is because mortgages are large. Lenders will entice you with low mortgage rates or...