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‍ Image Source: FreeImages‍ In the wake of the Great Recession, many people began to wonder how such a devastating financial crisis could have happened. A consensus emerged that regulatory failures were at the heart of it all. Specifically, it was believed that regulations on... Read More →

‍ Image Source: FreeImages‍ When you’re buying a house, you will most likely need to get a mortgage loan. A mortgage loan is essentially a loan that you borrow from a financial institution (such as a bank) in order to purchase a house or another type of property. When financing... Read More →

‍ Image Source: FreeImages‍ Unless you have a trust fund, you’ll likely need to finance your home purchase. Obtaining a mortgage loan pre-approval is a vital first step in the process of buying real estate. A pre-approval essentially means that the lender has checked your credit... Read More →

‍ Image Source: FreeImages‍ You’ve finally saved up enough to buy your first home. Or at least, you think you have. After researching the mortgage market and speaking with a few housing advisors, you feel confident that your income and assets are sufficient to get a mortgage... Read More →

‍ Image Source: FreeImages‍ So you’ve decided that your first home is where you want to settle down and spend the rest of your life. Because of this, you’re now looking at buying a property. But before you get too excited, there are a few things to consider first. Are you... Read More →

The Canada Mortgage and Housing Corporation (CMHC) is a federal organization that offers insurance services, housing policy advice, and housing research. It was established in 1946 as a non-profit corporation with the goal of promoting affordable home ownership and accessible... Read More →

Anyone who has taken out a mortgage or loan knows that paying back your loan is not easy. The monthly payments can seem overwhelming, and it’s easy to get confused about how much you need to pay each month and when. Thankfully, there are many online tools and calculators that... Read More →

When you first start to think about buying a house, the reality can seem a little overwhelming. There are so many different things to take into account and put into action. From figuring out how much you can afford, to working out what mortgage is right for you, there are so many... Read More →

The Complete Guide to Mortgage Forbearance: How It Works and When it Ends Mortgage forbearance is an option that lenders offer when a borrower may face challenging financial circumstances. When you’re unable to make your mortgage payments for any number of reasons, your lender... Read More →