• Toll Free: 1.866.957.2263 - Local: 506/471-4210
renew
11
Sep

What Are Different Mortgage Types?

When it comes to getting a mortgage it is good to know that there are several different mortgage types you can get based on your own specific needs.  Whether buying your first home, renovating your existing one or making that final dream home purchase, there are options available...
20
Jun

What is the Difference Between an Open Mortgage and Closed Mortgage?

It’s good to know as much as you possibly can about your mortgage before you sign the agreement. You don’t want there to be any surprises and having a basic knowledge of the different types of mortgages can help you feel more secure in the overall process. Knowing...
16
May

Do You Have to Pay Mortgage Broker Fees?

You’ve decided you want to go through a mortgage broker instead of a bank for your mortgage. But one question you might be wanting to know is, Are there any mortgage broker fees? Even though a mortgage broker doesn’t charge you a fee, they are paid a one-time...
05
May

Understanding the Prime Rate in Canada

The prime rate is usually referring to the interest rate that large banks charge on short-term loans to their best customers. It is used as a guideline for interest rates. The prime rate has an important role in real estate, because interest rates for a lot of loans, such as...
22
Apr

Mortgage Poll for Home Buyers by Scotia Bank

Just one-in-three (33%) Canadian home buyers with a mortgage have read their entire mortgage agreement according to the 2015 Scotiabank Mortgage Poll. Of those who have read at least some of their mortgage agreement, only 27% understood all of the details in the agreement....
15
Apr

Mortgage Renewal- 5 Helpful Tips

It is that time of year, time to get your mortgage renewal out of the way. Here are some tips to help you to get the most out of your mortgage renewal 1. Get going early on your mortgage renewal Start shopping around 6 months before your mortgage renewal is up. That is the...
24
Mar

First Time Home Buyers’ Tax Credit

Tax season seems to have snuck up on us again. With it being tax season, everyone wants to try and get as many breaks on our taxes as we can. There are a lot of things you can claim or tax credits that you can get that you might not know about. Here at Team Jardine, we are...
17
Mar

Canada household debt ratio hits new record of 163.3%

What would you be doing if you had some disposable income? Would you be paying off household debt, or getting further into debt? Canada’s Debt Ratio Statistics Canada says the ratio of household debt to disposable income hit a record high in the fourth quarter. As incomes...
10
Mar

Mortgages cause a high amount of Canadians Stress

What causes you stress? Could it be your job? Your kids? What about your housing costs? An exclusive survey for Global News found that 3 in 10 Canadians polled said mortgage or rent payments are a huge source of stress. Albertans and British Columbians both came in the highest at...
25
Apr

Mortgage Renewal – Fredericton

Many people have mortgages that will need renewal in the spring. This means that you may be receiving mortgage renewal papers in the mail from your current mortgage provider asking you to complete a mortgage renewal with them. Before signing and sending back any forms they send...
12