Tag

So you’re looking to understand the prime rate in Canada when it comes down to mortgages. The prime rate is usually referring to the interest rate that large banks charge on short-term loans to their best customers. It is used as a guideline for interest rates. The prime...

It is that time of year, time to get your mortgage renewal out of the way. Here are some tips to help you to get the most out of your mortgage renewal 1. Get going early on your mortgage renewal Start shopping around 6 months before your mortgage renewal is up. That is the...

What are the different mortgage types you ask? When it comes to getting a mortgage it is good to know that there are several different mortgage types you can get based on your own specific needs. Here at The Mortgage center, our brokers are trained to choose the best mortgage...

It’s good to know as much as you possibly can about your mortgage before you sign the agreement. You don’t want there to be any surprises and having a basic knowledge of the different types of mortgages can help you feel more secure in the overall process. Knowing...

Have you decided you want to go through a mortgage broker instead of a bank for your mortgage, even if you are still deciding we can help.. But one question you might be wanting to know is, Do you charge any mortgage broker fees? Even though a mortgage broker doesn’t charge...

Just one-in-three (33%) Canadian home buyers with a mortgage have read their entire mortgage agreement according to the 2015 Scotiabank Mortgage Poll. Of those who have read at least some of their mortgage agreement, only 27% understood all of the details in the agreement....

Tax season seems to have snuck up on us again. With it being tax season, everyone wants to try and get as many breaks on our taxes as we can. There are a lot of things you can claim or tax credits that you can get that you might not know about. Here at Team Jardine, we are...

What would you be doing if you had some disposable income? Would you be paying off household debt, or getting further into debt? Canada’s Debt Ratio Statistics Canada says the ratio of household debt to disposable income hit a record high in the fourth quarter. As incomes...

What causes you stress? Could it be your job? Your kids? What about your housing costs? An exclusive survey for Global News found that 3 in 10 Canadians polled said mortgage or rent payments are a huge source of stress. Albertans and British Columbians both came in the highest at...

Many people have mortgages that will need renewal in the spring. This means that you may be receiving mortgage renewal papers in the mail from your current mortgage provider asking you to complete a mortgage renewal with them. Before signing and sending back any forms they send...