When looking at getting a mortgage most people want to know who has the best interest rate and believe that would be the best bank to go with. Here at Team Jardine, we understand the importance of getting a great interest rate however, we also know that there is much more to a mortgage than an interest rate. Often the terms and conditions of your mortgage agreement can be more important than getting the best rate on the market.
Now, this is not to say that the interest rate is not important because it certainly is when we are talking about a mortgage. However, many times the lowest interest rate may not be the best option for you. By talking to one of our mortgage brokers and explaining what your long and short term goals are, we can help you determine which lender is your best option based on your own financial and personal needs.
Are you planning on moving within the lifetime of your mortgage? Is this your first or last home purchase? Have you bought a home in which you would like to renovate in the near future? How much of a down payment are you making this purchase? These are just some of the questions to keep in mind when looking at getting a mortgage.
Interest rates tend to change as often as the weather at times. Thus there is no simple answer as to whom has the lowest interest rates in general. By contacting Team Jardine, we can help you determine not only which bank has the best interest rates to offer you but the best terms of your mortgage based on what you need. A mortgage is certainly not a one size fits all product.
By simply going to a specific bank you are not always seeing all the options for terms or interest rates that are available to you. We deal with over 50 lenders therefore by getting to know what it is you actually need we can not only get you the best interest rates but we consider any conditions you may need within your mortgage ensuring you are not only getting a great rate but a mortgage that works for you and your future.