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06
Jun

Can I use My RRSPs for a Down Payment?

You may be asking yourself, Can I use My RRSPs for a Down Payment? Coming up with money for a down payment for a mortgage could be the only thing standing in the way for a potential homeowner. For some people it is the hardest part in obtaining a mortgage. It can be difficult to...
02
Jun

What is the CMHC?

The CMHC (Canadian Mortgage and Housing Corporation) has been Canada’s housing authority for more than 65 years. The CMHC contributes to the housing market and financial system to help support Canadians with their housing needs. They have information on almost anything...
22
May

What is the difference between a fixed and variable rate?

One of the first steps when picking a mortgage is picking what type of mortgage you want. Knowing the difference between a fixed and variable rate will help you determine the type of mortgage you want. A Fixed Rate Mortgage means that whenever you sign your mortgage you are...
16
May

Mortgage Broker Fees – Do You Have to Pay Mortgage Broker Fees?

Have you decided you want to go through a mortgage broker instead of a bank for your mortgage, even if you are still deciding we can help.. But one question you might be wanting to know is, Do you charge any mortgage broker fees? Even though a mortgage broker doesn’t charge...
09
May

What is the Difference Between a Bank and a Mortgage Broker?

What is the Difference Between a Bank and a Mortgage Broker? In the past, people went almost exclusively to their banks for their mortgages. Now we have many more options for anyone when they looking for a mortgage, including a mortgage broker. A Mortgage broker is basically the...
29
Apr

Mortgage Rate at an All Time Low – Meridian Credit Union

Mortgage rates seem to be getting a little better but do you qualify for this low rate? Ontario’s largest credit union has taken the term mortgage rate to an all time low— 1.49 per cent. What are the criteria for this low mortgage rate? The unusual offer from Meridian Credit...
22
Apr

Mortgage Poll for Home Buyers by Scotia Bank

Just one-in-three (33%) Canadian home buyers with a mortgage have read their entire mortgage agreement according to the 2015 Scotiabank Mortgage Poll. Of those who have read at least some of their mortgage agreement, only 27% understood all of the details in the agreement....
07
Apr

Top 10 places to live in Canada

Are you having a hard time finding a place to live in Canada? Many people from the east coast consider moving to the west, and many from the west consider moving east. But our spacious and vast land has more to offer then the east and west coasts. Have you considered the...
31
Mar

5 Mistakes of a First Time Home Buyer

Are you having thoughts of becoming a first time home buyer? There are many benefits to owning your own home. However, you have to think and approach this in a smart manner by researching online mortgage calculators or asking questions with different financial advisors. But...
24
Mar

First Time Home Buyers’ Tax Credit

Tax season seems to have snuck up on us again. With it being tax season, everyone wants to try and get as many breaks on our taxes as we can. There are a lot of things you can claim or tax credits that you can get that you might not know about. Here at Team Jardine, we are...