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11
Sep

What is a Mortgage?

So you have decided to give up on the winning the lotto to pay for your first home purchase?  Well, rest assured you can still find the funds to purchase your home. We know that it can be overwhelming when trying to decide what to do and where to go. But what is a mortgage? It is...
18
Aug

Should I Choose a Fixed or Variable Rate Mortgage?

If you are trying to choose between a fixed or variable rate, it can seem to be a daunting task.  That is where we come in to help you choose the best option for you and your own personal situation.  The first step is understanding what a variable rate vs a fixed rate is. A...
20
Jun

What is the Difference Between an Open Mortgage and Closed Mortgage?

It’s good to know as much as you possibly can about your mortgage before you sign the agreement. You don’t want there to be any surprises and having a basic knowledge of the different types of mortgages can help you feel more secure in the overall process. Knowing...
06
Jun

Can I use My RRSPs for a Down Payment?

Coming up with money for a down payment for a mortgage could be the only thing standing in the way for a potential homeowner. It can be difficult to come up with the large sum of money for a down payment, but this shouldn’t be the only thing that stands in your way between...
24
Mar

First Time Home Buyers’ Tax Credit

Tax season seems to have snuck up on us again. With it being tax season, everyone wants to try and get as many breaks on our taxes as we can. There are a lot of things you can claim or tax credits that you can get that you might not know about. Here at Team Jardine, we are...